"I would like to express my gratitude in sticking with me and getting
my loan funded. The lien finally got cleared. I
appreciate you believing in me and working with me to the end to get
You spent many months with me on this, and I am glad I chose
to call you back instead of the numerous others I could have. Thank you
also for waiving some fees, every bit helps and it really felt like you
were trying to help me rather than take advantage of my situation. This
loan was not just a loan, it is piece of mind and allows me to provide
the best service I can for my patients.
I didn't know if I would get the loan and would have to take from my IRA or credit cards
since the construction is already done. This just makes things simpler.
You have been an easy, knowledgeable, responsive, reliable, and
"Words can't describe how excellent the service was. Turned
down by 1 lender, and offered 50% financing by another lender. But Diana never gave up on
me and got the loan funded. Thank you so much."
"Thanks BRT. You guys are great at
staying in touch. Wish all the banks were like this."
"The best ever, sharp, smart and confident company.
100% on top of everything. BRT Is Amazing. handled the whole process. They really know what
they are doing and I wish I had the individual I dealt with on my team. They wouldn't take
no for an answer from people that were used to saying this can't be done."
"BRT has been great to work with throughout the
whole process. Very dependable and efficient. I would highly recommend BRT financial. Having
an independent liaison between you and the underwriter is a big advantage, especially if they
are on your side. BRT took care of all the communications and followed through every detail.
I would use their service again!"
"I just want to say "Thanks for helping get into my new practice! If it wasn't for you
helping me and knowing the right lender, I would not be in my own dental practice today.
Keep up the good work and good luck to you!"
"I would really like to thank you for your GREAT help in
getting me this hard to fund loan. I tried every bank, no one wanted to help! I know that you
worked hard and made it work. I will definitely refer you to my fellow doctors."
"48 hours after completing the simple on-line application I received notification I
had been approved for unsecured financing and just 2 days later had the money in my account
with a great interest rate and fixed terms with no pre-payment penalties."
"I went to my local bank for financing and they turned me down!
Thank you so much for all your help... 5 payments in and things couldn't be better!!
Thanks again for all of your help this past summer. It sure is nice being able to sleep
at night without worrying about how we were going to pay off those credit cards. My wife
and I can't thank you enough!!! Our other situation has also been resolved without a
problem. The best part is I am saving $2,440.29 per month and I will have it
all paid off in 5 years!"
"BRT financial did a wonderful job assisting me in the acquisition of my physician's
loan. Their extremely prompt and courteous service made the process painless, while
their attention to detail and willingness to listen allowed me to get the loan that
best suited my needs!" Thanks
"When I decided to purchase a chiropractic practice, financing became one of my biggest
concerns. Luckily I was blessed with discovering BRT Financial. My practice
finance specialist, worked one-on-one with me from the very first day. She assisted me
in exploring all my options and always gave the extra time to make sure everything went
smoothly. Thank you, BRT for helping me acquire the practice of my dreams!"
"Today I talked with BRT Financial,
I dealt with them a number of years ago when I was building my practice. BRT is Christian based and is
operated on Christian principles. You can be assured that BRT will be always looking for
what is in your best interest.…"
At BRT Financial Inc., we go beyond every effort to make financing as easy as possible for our clients. Below you will see the questions asked most frequently.
Feel free to contact us with any questions you may have, we are here to help you.!
How do I apply?
BRT Financial, Inc. requires a full financial package from the past three years prior to proposal and approval consideration.
What if I do not have a space lease yet for my practice start-up, or I have not found a practice to buy, am I eligible for approval?
We encourage you to line-up the right practice prior to beginning any project. Some landlords need to see proof of financing prior to lease signing but we don't recommend signing a lease before loan approval.
Some practice sellers and brokers need to see that you are approved before they consider you as a potential buyer. But all practices are approved on the practice cash flow
and your personal credit score and history, so only a full sellers financial package determines if the practice qualifies.
If I choose to start-up an office, rather than buy, how do I pay my construction, equipment, and obtain working capital?
BRT Financial prides itself on its practice financing programs. Once your approval is in place, and you decide to finance with us, we will pay your rent deposit directly
for you with a copy of your lease, stating the amount needed. Once you have signed your contract with the construction company, you will fax that to us, as well. We will
pay all deposits and payments directly to them upon their request. Once your equipment is invoiced, you will fax them to us and we will pay any required deposits prior to
delivery, all remaining balances after delivery, as well as all payments in between.
If there is absolutely no money out of my pocket during the project, when do I begin to pay back my finance agreement?
Before you begin your project, you need to sign a proposal based on your term and structure from which you will choose among several options. If you are starting-up an
office, we recommend you choose an option that best suits your needs, which will start the approval process!