Unsecured Financing Programs for Dentists.

Most Credit Impaired Professionals Helped... Call 904-551-6090

Unsecured Medical Financing Program

All Doctors Qualify:
Degreed Medical Professionals and Certified Specialists.
2-Year Medical License Required.
New Practices OK.
Loan Amounts Available:
$25,000 to $100,000 Are Application Only. *
$100,001 to $125,000 Requires Last 2 Years of Tax Returns.
These Loans Are Secured with a Promissory Note.

* Tax returns required when revolving debt is $50K or more. When revolving debt is $25K but less than $50K with less than 40% revolving available, tax returns may be required.

This Program Is Not Available In The Following States: Alaska, Arkansas, Hawaii,
Montana, New Hampshire, Rhode Island and Vermont.
[You Might Qualify for Another Financing Program if Located In These States!]
• [Bankruptcies Will Be Considered After 5 Years If Clean Credit Has Been Re-established!]
MEDICAL WORKING CAPITAL LOAN DETAILS

WHO QUALIFIES:	Medical Doctors with a Professional Practice.
LOAN AMOUNTS:	$25,000 to $125,000.
TERMS:	60 Months.
COLLATERAL REQUIRED:	Promissory Note.
INSURANCE REQUIRED:	Assignment of Property Insurance & Life Insurance from the Medical Practice & the Physician.
CREDIT REQUIRED:	Experian, EquiFax or TransUnion Score of 675+
MEDICAL LICENSE:	2 Years+
TIME IN BUSINESS:	0 + Years Depending on Specialty *
RATE:	Fixed Rate %
FEES:	Loan Orgination and Documentation Fee.
DOCUMENTATION:	Loan Is In Name of Business and Does Not Impact Personal Credit of Professional.
APPROVAL / FUNDING:	Approvals Are Within 48-72 Hours After Receipt of Signed Application. Funding Is FedExed Within 72 Hours After Receipt of Documents.
WORKING CAPITAL LOAN CATEGORIES:	Category A: Board Certified Internists, Cardiovascular Surgeons, Dermatologists, General Surgeons, Maxillofacialist, Neurosurgeons, OB/GYN’s, Ophthalmologists, Orthopedic Surgeons, Oral Surgeons, Pediatricians, Cardiologists, Periodontists, Plastic Surgeons, and All Types of “Ologists”. No TIB Requirement Up To $125,000 Category B: Dentists, All MD’s (2+ yrs TIB), Veterinarians (2+ YR TIB), Physical Therapists (2+ YR TIB), Start Up M.D.’s Must Be Board Certified “Ologist”. Up To $100,000
	* Veterinarians, Physical Therapists and Non-Board Certified Family Physicians and Other M.D.’s Must have 2 years of Time Owning Current Practice. Previous practice ownership may be considered in determining loan maximums. Chiropractor Guidelines: time in business starts at 5 years and up to 10 years for $100K.

Unsecured - No Collateral - No Security - Application Only Up to $100,000 - $25,000 to $150,000 - Fixed Rate - Must Cash Flow - Fast Closing

Medical Equipment Purchase - Debt Consolidation - Practice Remodel - Build-Out - Practice Acquisition - Meet Payroll Needs - Pay Off High Rate Credit Cards - Meet Your Cash Flow Needs Pay IRS Taxes - Pay Insurance Premiums - Pay Associate Recruitment or Placement Fees - Insurance Reimbursement Delays - Pay for Professional Coaching - Pay for Practice Development & Marketing - Meet Marketing & Advertising Campaign - And More – You Name It!

Unsecured loans are fixed term, unsecured personal loans backed only by a signed promissory note. It is usually extended to people with proven credit record and who are personally known to the lender. It is also referred to as a good faith or character loan.

The interest rates are fixed and depends on the credit rating of the borrower are close to the prime rate, which changes on a monthly basis.

Loan amounts range from $25,000 to as much as $125,000 depending on credit score. Credit checks may be made that will affect eligibility for the loan and some documents may be required for assessment.

The Unsecured loan appears to be the ideal loan to have as a business loan because the approval criteria are somewhat relaxed and the interest rates are attractive.

However, it appears to be on the subjective side, because you have to know the lender over a period of time, long enough to have established good credit. Not everyone knows a lender, unfortunately and with our program may qualify for a signature loan.